FIXED INCOME
"Earn… Save… Invest… repeat"
Client Login  Employee Login  Admin Login

Page Title

Home / FIXED INCOME

We advise & assist our investor for investing in Company Fixed Deposits & Government of India Bonds. Company FD has potential to generate higher return than the Comparable Bank FD; but higher return comes with higher risk.

FD & Bonds can be looked upon based on individual investment requirements and should be looked at from a portfolio context.

Company Fixed deposits offer investors a relatively safe avenue for parking their funds, albeit at the risk of earning a higher return compare to Bank FDs. At the end of the day, it is up to the Individual Investor who has to take a decision with Financial Advisor whether they wish to pursue a high return-high risk approach or a relatively lower but largely safe investment approach.

Link Name

Types of Companies offering Fixed Deposits:


  • Financial Institutions
  • Non-Banking Finance Companies (NBFCs).
  • Housing Finance Companies
  • Government Companies

Features and Benefits:


  • These have periodic interest payment option (Monthly, Quarterly, Semi Annually, Annually) and Cumulative option (Compounded and paid at maturity) specific to the deposit. They offer higher rates of interest than regular bank deposits.
  • Issue is rated by Independent Rating agencies like CARE, CRISIL and ICRA etc.
  • Choose the best tenure between 12 Months to 120 Months for you from a wide range as per your convenience.

Our Offering in below mentioned Fixed Income Products:


Corporate Fixed Deposits like HDFC Ltd, M&M Financial Services, Bajaj Finance Ltd etc.

Non-Convertible Debentures: Depends on availability like Edelweiss, M&M Financial Services, Shriram Transport Finance co. ltd etc.

Govt of India Taxable Bonds: HDFC Bank Ltd – RBI 7.75% Savings Bond

54EC Bonds:

  • RURAL ELECTRIFICAITON CORPORATION LTD (REC)
  • NATIONAL HIGHWAY AUTHORITY OF INDIA (NHAI)
  • POWER FINANCE CORPORATION LTD
  • INDIAN RAILWAY FINANCE CORPORATION LTD

Tax-free GOI Bonds: Depends on availability

Perpetual Bonds: Depends on availability